Private health care without the wait
Access world-class diagnostics, specialists, and treatment in days – not months. VUMI provides global private healthcare for those who want speed, choice, and control.
VUMI is a global private health care solution that provides access to top hospitals and specialists in Canada and worldwide. It is designed for major medical events and fast access to care, giving you speed, choice, and a VIP experience when it matters most.
VUMI vs traditional healthcare
Why private care changes the experience
| Feature | Public system | VUMI |
|---|---|---|
| Wait times | Long, often months | Days, not months |
| Choice of provider | Limited | Full choice of doctors and hospitals |
| Global access | Canada only | Worldwide |
| Experience | Standard | VIP concierge throughout |
Who this is for
Built for those who want more from their health care
Business owners and entrepreneurs
Incorporated professionals
Executives and key employees
Businesses looking to improve the employee experience
Anyone frustrated with long healthcare wait times
how it works
Simple to set up, powerful when you need it
1
Select your deductible and coverage level based on your needs and budget.
2
If a medical issue arises, VUMI coordinates your care directly.
3
Access private hospitals and specialists in Canada or globally – fast.
Sample plan design
What a typical VUMI plan looks like
| Feature | Example |
|---|---|
| Deductible | $5,000 |
| Coverage limit | Up to $5,000,000 |
| Hospital | Private room |
| Geography | Worldwide |
| Pre-existing conditions | 24-month waiting period |
Why clients choose VUMI
The difference private care makes
Fast access to MRIs, specialists, and surgeries
Global hospital and doctor choice
VIP concierge experience throughout
High coverage limits up to $5,000,000
Full control over your care and providers
Corporate use case
VUMI as an executive benefit
Protect your key people
VUMI can be implemented as an executive benefit for founders and key employees. It is often structured as a business-paid benefit and used for retention and performance protection – giving your most important people access to the best care available.
The facts buyers ask for
Corporate VUMI plans start at a 3-life minimum. I work with business owners, incorporated professionals, and executives across Canada.
Premiums depend on age, plan level, and group size. I provide exact quotes after a short conversation.
Like all health plans, VUMI has exclusions and waiting periods (for example, 24 months for pre-existing conditions on the sample plan above). I’ll walk you through exactly what’s covered before you decide.
How an inquiry works
- Book a free consultation: we talk through your situation and what matters most.
- I shop the VUMI plan levels: I compare the coverage levels and walk you through the trade-offs in plain English.
- You decide with confidence: I handle the application and underwriting, and I stay in your corner at claim time.
VUMI questions, answered
How much does VUMI cost?
Premiums depend on age, plan level, and group size. I provide exact quotes after a short conversation.
Who is eligible for VUMI?
Corporate plans start at a 3-life minimum. I work with business owners, incorporated professionals, and executives across Canada.
Are pre-existing conditions covered?
VUMI plans typically include a waiting period for pre-existing conditions (for example, 24 months on the sample plan shown above). I’ll explain exactly how this applies to your situation before you apply.
How do claims work?
If you ever need to make a claim, I help you through it. That’s part of what you get when you work with me. VUMI also provides a VIP concierge to coordinate your care.
Plan Documents
Download the VUMI plan overviews and rate table below.
Take control of your health care
Access faster, better, global care today. Abrams Insurance can help you find the right VUMI plan for your needs.