Critical Illness Insurance
Critical Illness Insurance
Critical illness insurance pays a tax-free lump sum on diagnosis of a covered condition, giving you room to focus on recovery.
Watch
How Much Coverage
How much critical illness coverage makes sense?
A common approach is to cover a few years of income plus your major debts, so a serious diagnosis does not derail your finances. The right lump sum depends on your health history, family situation, and existing coverage.
Our calculators give you a solid starting point. The exact numbers come from a real conversation.
For Owners and Executives
Critical illness in group plans
In a group benefits plan, critical illness coverage pays a lump sum on diagnosis of a covered serious illness. It is less common in small group plans, and more common as an owner or executive layer.
Employee Benefits
Build or review a group benefits plan that supports your team and your business.
Disability Insurance
Income protection for professionals and owners, so an illness or injury does not put your earnings at risk.
How It Works
Working with us is straightforward
01
Book a consultation
A relaxed conversation, in person in Toronto or virtually, to understand your family, your business, and what you want to protect.
02
Compare your options in plain language
We shop the market across leading Canadian insurers and walk you through the trade-offs clearly, with no jargon.
03
Get coverage in place
We handle the application and underwriting, then review your plan over time as life and business change.
Get started
Let’s get the right coverage in place.
Book a consultation in Toronto or virtually, or send us a note and we will be in touch within one business day.
Call