Living with diabetes shouldn’t hinder Canadians
At Abrams Insurance, we understand the unique challenges individuals with diabetes face when seeking insurance. That’s why we’re proud to introduce a tailored life insurance product designed specifically for Canadians living with diabetes. Our goal is to provide solutions that offer a higher chance of approval, affordable premiums, and a dedicated Diabetes Care Program, ensuring peace of mind for both clients and their families.
Sun Life has streamlined the process to help clients with diabetes. With our Evolve Term insurance, clients can expect personalized underwriting that evaluates their health status to offer the best possible coverage. Here’s a breakdown of our offerings:
Evolve Term
Tailored coverage for clients willing to invest in higher premiums for comprehensive features.
Sun Life Essential Term
An affordable option, perfect for those seeking budget-friendly coverage.
Sun Life Achievers Term
Specifically crafted for clients with type 2 diabetes, this solution emphasizes health goals and rewards clients who maintain or achieve them.
Sun Life 1-Year Bridge Term
Offers coverage for one year, allowing postponed clients time to address health concerns before reapplying for insurance.
Benefits for Clients
Clients living with diabetes can now enjoy a higher chance of approval and access to more affordable coverage options. Additionally, our Diabetes Care Program provides invaluable support to help clients manage their condition effectively, ensuring they stay healthy while securing their financial future.
Important Considerations
It’s crucial for clients to authorize Sun Life to disclose medical information to their advisor to facilitate the application process. However, there are instances where coverage may be declined, such as:
- Clients with type 2 diabetes who face additional health complications.
- History of strokes, coronary artery disease, or other severe health issues.
- Elevated BMI, chronic pancreatitis, or uncontrolled blood pressure.
- Non-compliance with medication or irregular follow-ups.
- Severe complications of diabetes, including kidney failure or episodes of diabetic coma.
At Abrams Insurance, we’re committed to empowering Canadians living with diabetes to secure the financial protection they deserve. Our comprehensive life insurance solutions offer tailored coverage, affordable premiums, and dedicated support through our Diabetes Care Program. Don’t let diabetes stand in the way of your financial security. Contact us today to explore your options and take the first step towards a brighter, more secure future.
